Build credit,
not a debt trap
The neu alternative
student credit card
The neu alternative
student credit card
no
late
fees
no
interest
No credit history needed
pick A PLAN
for your goals:
- $200 credit limit
- Limit stays fixed
- No interest ever
- No late fees ever
- 1.25% cash back
- Build credit score
- Free score updates
- $350-$1000 credit limit
- Limit grows over time
- No interest ever
- No late fees ever
- 1.25% cash back
- Build credit score
- Free score updates
GET A HEAD START
ON YOUR
CREDIT SCORE
The more on-time payments you make over time, the better your score
Better
credit card
On average the $7 plan is $66/yr less than a traditional credit card
- No debt trap
- Subscription is cheaper
than interest & late fees - Higher minimum cash back
- No credit history needed
Better
than debit
Debit credit cards don't usually
have all these perks. Neu Card does!
- Build credit score
- Cash back on purchases
- More money in the bank
- Fraud protection
Manifesto
At Neu, we believe that students
should be supported, not exploited.
…that all students deserve a fair chance
at financial wellness regardless of race,
gender identity, or upbringing.
…that credit should be built up,
not broken down.
…that hidden charges, late fees
and high interest are harmful.
…financial literacy is empowering.
…transparency and authenticity build trust.
We believe that students desperately
need a new way to get in the game.
That’s why we made Neu. To give students
a safe, inclusive, easy way to build their
financial futures
no credit history.
no late fees,
no predatory BS.
Neu Card Compared
to the Old Cards
Neu Card | Discover Student | Chase Freedom | |
---|---|---|---|
Monthly subscription fee | $4 or $7 depends on your plan | $0/mo | $0/mo |
Interest rate | 0% always | 17.24 - 26.24% | 19.24% Variable |
Maximum late fee [per occurrence] | 0% always | $41 | $40 |
Minimum cash back | 1.25% | 1% | 1% |
Auto credit limit increase | yes, with the $7 plan | no | no |
how do we compare
in terms of value?
Neu Card | Other Cards | |
---|---|---|
Annual Percentage Rate (APR) | 0% | 20.8% |
Annual Interest on $500 Balance | $0 | $104 |
Average Annual Late Fees | $0 | $46 |
Monthly Subscription | $7 Build & expand card | $0 |
Total Annual Cost | $84 | $150 |